Our mission is to help you transition into the next phase of your life while protecting your legacy.

Let's roll out the red carpet for you...

In the largest transaction of your life, you should feel like a VIP.

“Ninety percent of all millionaires become so through

owning real estate.”

- Andrew Carnegie

https://bennyroberts.com/

Hi, I am Benny!

I’ve always been so passionate about helping people reach their goals. I am ridiculously, obnoxiously passionate about helping you build your real estate empire and my mission is to create a concierge level of experience for you that helps you reach not just your real estate goals, but ALL of your goals. With my extensive network and involvement, it is my pleasure to make those resources available for you. I use this little corner of the internet to help people grow their incomes and prepare to buy and sell real estate — and when you’re ready, to be your guide when you’re ready to do a transaction. With years of experience helping clients buy and sell residential real estate, I take great pride in each new client I represent. Whether you’re looking to buy your first home, are preparing to purchase your dream “forever” home, or are in the market to sell, I’m eager to put my experience and resources to work for you. As an expert in the Greater Birmingham market, I know firsthand how to effectively negotiate deals on behalf of my clients. I also understand that buying or selling a home can be a stressful and confusing process, which is why I’m always available to answer questions and explain next steps so that my clients can move through the process with confidence and peace of mind. My goal is to make myself as accessible as possible to each of my clients to ensure they have the best experience buying or selling a home.

nataly.ns.cloudflare.com

Hi, I am Megan!

An assistant to Benny. With a knack for seamless coordination and a commitment to excellence, I ensure our clients receive top-notch service. From handling administrative tasks to overseeing project management, I thrive in delivering satisfaction at every turn. Join us on our journey of collaborative success and exceptional service.

https://bennyroberts.com/

Hi, I am Rebeca!

Benny's dedicated technology and marketing assistant. With a focus on seamless integration and optimization, I bring specialized expertise to enhance our projects. Join us as we navigate the intersection of innovation and efficiency under Benny's guidance.

Hi, I am Megan!

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It Begins Right Here.

Step 1

Get Prequalified

Imagine shopping on Black Friday without your wallet. By the time you got back, all of the best deals would be gone. That’s what it’s like shopping for a property without having proof of funds or a prequalification.

Step 2

Book Consult

Our consultation isn’t for us to brag about how awesome we are. Instead, it’s to focus on you and your goals, answer any questions and outline a game plan for your purchase. Our time together will make the process less stressful and save tons of time.

Step 3

Intake Form

Whether you decide to go the resale or new construction route, you can start shopping for the perfect property for your goals and your lifestyle.

Step 4

Find the One

Whether you decide to go the resale or new construction route, you can start shopping for the perfect property for your goals and your lifestyle.

Step 5

Learn to Negotiate

It’s no secret that this market has been competitive. As the market, trends and laws change, it’s important to go into the negotiation process fully educated. This workshop will help you navigate the market and the negotiation process so you can dominate it like a pro.

-Buyer Video Tips-

How Owning a Home Can Really Increase Your Wealth

Why You’ll Love Being a Homeowner

Why You May Want To Consider a Newly Built Home Today

Helpful Tips for First Time Homebuyers

3 Tips for Making Your Dream Home a Reality

Why Pre Approval Should Be Your First Step

Don't Fall into the Rental Trap

How Homeownership Multiplies Your Net Worth

Things to Avoid After Applying for a Mortgage

Determining Your Home Budget: What You Can Borrow vs. What You Can Afford

While your lender determines how much you can borrow, only you can decide what fits within your budget.


Lenders use formulas and averages to assess your qualifications, but they don’t account for the unique details of your lifestyle and spending habits. To stay financially comfortable, leave some room for unexpected costs—whether it's furnishing your new home, landscaping, or handling repairs.

Traditionally, banks have used the 28/36 rule to determine loan eligibility. This means a borrower’s housing payment shouldn’t exceed 28% of their gross monthly income, while total debt—including car loans, student loans, and credit cards—should stay below 36%.

In Canada, lenders follow similar guidelines, with the Gross Debt Service (GDS) ratio capped at 32% of gross monthly income and the Total Debt Service (TDS) ratio limited to 40% of total debt. However, as home prices have increased, some lenders now extend these ratios to as much as 50%.

While this flexibility may seem appealing, it’s important to carefully consider how much financial strain you’re willing to take on. Your long-term stability and peace of mind should be the top priority when determining what you can truly afford.

Past Clients

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